Website Terms and Conditions of Use

These terms outline your rights and responsibilities when using fralivoexium.com. Please review them carefully before accessing our services.

September 16, 2025

Acceptance of Terms

By using fralivoexium.com, you agree to abide by these terms. If you do not agree, please discontinue use. Continued access constitutes acceptance of any updates.

Definitions

Key terms used in these conditions include:

  • ‘Site’ refers to fralivoexium.com and all content or services offered online.
  • ‘User’ means any individual or entity accessing or using the site or its services.
  • ‘Advisor’ means our company’s authorised employees, consultants, or representatives.
  • ‘Content’ includes all text, images, data, and material available on fralivoexium.com.

Use of Our Services

Our services are intended for informational purposes only. Users must not rely solely on site content for financial decisions.

Eligibility

You must be at least 18 years old and legally able to enter contracts to use our services.

Underage users may not access our services.

User Responsibilities

You are responsible for complying with laws and these terms while using our site.

  • Provide accurate and current information when interacting with our team.
  • Respect intellectual property rights and use site content within legal boundaries.
  • Do not misuse or attempt to compromise site security or operations.
  • Refrain from impersonating others or submitting false information.

Prohibited Uses

You may not use our site or services for:

  • Unlawful, fraudulent, or deceptive activities of any kind.
  • Transmitting harmful software or attempting to disrupt site operations.
  • Collecting personal data of other users without consent.
  • Violating Australian or international laws or regulations.
  • Engaging in activity that undermines the integrity or security of our site.

Intellectual Property Rights

All content on fralivoexium.com is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or redistribute content without permission.

User Content Guidelines

Users are responsible for any content they submit. We reserve the right to remove content in breach of these terms.

User Content Rights and Licences:

By submitting content, you grant us a non-exclusive right to use, display, and reproduce it for site operation.

Privacy and Data Protection

We handle your data as outlined in our privacy policy. By using the site, you consent to our processing and storage practices. See Privacy Policy

Important Disclaimer and Warnings

Information is provided for general guidance only. Individual circumstances must be considered.

Disclaimer of Endorsement:

We do not endorse or guarantee accuracy of external websites or third-party content linked from our site.

Limitation of Liability

To the extent permitted by law, we disclaim liability for any direct or indirect losses arising from site use or reliance on content.

Indemnification

You agree to indemnify fralivoexium.com for any claims or damages resulting from your site use or breach of these terms.

Dispute Resolution and Jurisdiction

Disputes will be resolved under Australian law, with venue in local courts unless otherwise agreed.

Arbitration

Parties may agree to resolve disputes through binding arbitration in accordance with local rules.

Arbitration is voluntary unless mandated by law.

Online Dispute Resolution

Consumers may use the OAIC or Australian online dispute resolution bodies for complaints regarding privacy or site use.

View OAIC Dispute Information: View OAIC Dispute Information

Applicable Law and Governing Jurisdiction

Australian law governs these terms, all site content, and any disputes arising from use.

Termination

We reserve the right to terminate access to the site for breach of terms or unlawful activity, with or without notice.

Modifications

We may update these terms at any time. Continued site use indicates acceptance of changes.

Severability

If any part of these terms is deemed invalid, remaining sections remain in effect.

Entire Agreement

These terms represent the complete agreement between users and fralivoexium.com regarding site use.

Contact for Terms

For questions about these terms, reach out using the information below.

Contact Email: content@fralivoexium.com

Phone: +61 8 4976 6988

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective Date: September 16, 2025

Version: 1.0